Terms of Service

Introduction

Welcome to Motiona LLC ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website, services, and any related applications or platforms (collectively, the "Services") operated by Motiona LLC, a limited liability company registered in Ireland.

Please read these Terms carefully before using our Services. By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these Terms, then you may not access the Services.

Acceptance of Terms

By accessing and using Motiona's Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and Motiona LLC.

If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and your agreement to these Terms will be treated as the agreement of the organization.

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website. Your continued use of the Services after such modifications constitutes your acceptance of the updated Terms.

Description of Services

Motiona provides personal finance education and advisory services designed to help individuals improve their financial literacy and make informed financial decisions. Our Services include:

• Financial education and consultation services
• Budgeting and saving guidance
• Investment education and advice
• Debt management strategies
• Online resources and educational materials
• Workshops and group sessions

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, with or without notice to users.

User Obligations

By using our Services, you agree to the following obligations and restrictions:

Eligibility

• You must be at least 18 years old to use our Services
• You must provide accurate and complete information when requested
• You must have the legal capacity to enter into binding agreements

Prohibited Uses

You agree not to use our Services to:

• Violate any applicable laws, regulations, or these Terms
• Infringe upon the rights of others or engage in harmful behavior
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems or data
• Use our Services for any unlawful or fraudulent purpose
• Harass, abuse, or harm other users or our staff
• Distribute spam or unsolicited communications

Account Responsibilities

• You are responsible for maintaining the confidentiality of your account information
• You must notify us immediately of any unauthorized use of your account
• You are liable for all activities that occur under your account

Financial Advice Disclaimer

Our Services are designed for educational purposes and general guidance. While our advisors are qualified professionals, the information and advice provided should not be considered as:

• Personalized investment advice for specific securities
• Tax, legal, or accounting advice
• A guarantee of financial results or returns
• A substitute for professional financial planning when required

You acknowledge that all financial decisions are made at your own risk, and we encourage you to consult with qualified professionals for specific financial, tax, or legal advice tailored to your individual circumstances.

Payment Terms

Certain Services may require payment of fees. By using paid Services, you agree to the following payment terms:

• All fees are stated in Euros (EUR) and include applicable taxes
• Payment is due in advance unless otherwise agreed in writing
• We accept payment methods as specified on our website or in our agreements
• Late payments may result in suspension of Services
• Refunds are subject to our refund policy as communicated at the time of purchase

We reserve the right to change our fees and payment terms with reasonable notice to existing clients.

Intellectual Property

The Services and their original content, features, and functionality are and will remain the exclusive property of Motiona LLC and its licensors. The Services are protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Your License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use our Services for your personal, non-commercial use. This license does not include:

• The right to resell or make commercial use of our Services or content
• The right to distribute, publicly perform, or publicly display any content
• The right to modify or otherwise make derivative works of our content
• The right to reverse engineer or attempt to extract source code

User-Generated Content

By submitting content to our Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content in connection with our Services. You represent that you have all necessary rights to grant this license.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Union. You have certain rights regarding your personal data as described in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by applicable law, Motiona LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our Services
• Any unauthorized access to or use of our servers and/or personal information
• Any interruption or cessation of transmission to or from our Services
• Any bugs, viruses, trojan horses, or the like that may be transmitted through our Services
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Services

In no event shall our total liability to you for all damages, losses, or causes of action exceed the amount you have paid to us in the twelve (12) months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations set forth above may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless Motiona LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of and access to the Services, your violation of any term of these Terms, or your violation of any third-party right, including without limitation any copyright, property, or privacy right.

Governing Law

These Terms shall be interpreted and governed by the laws of Ireland, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Ireland, and the parties hereby consent to personal jurisdiction and venue therein.

If you are a consumer residing in the European Union, you may also bring proceedings in the courts of your country of residence, and nothing in these Terms affects your rights as a consumer under applicable consumer protection laws.

Dispute Resolution

We prefer to resolve disputes amicably and encourage you to contact us first if you have any concerns. If we cannot resolve a dispute through direct negotiation, we may agree to participate in mediation before pursuing formal legal proceedings.

For consumers in the European Union, you may also use the European Commission's Online Dispute Resolution platform, available at https://ec.europa.eu/consumers/odr/, to resolve disputes related to online purchases.

Termination

We may terminate or suspend your account and bar access to the Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of the Terms.

You may terminate your account at any time by contacting us. Upon termination, your right to use the Services will cease immediately.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Services and supersede and replace any prior agreements we might have had between us regarding the Services.

Contact Information

If you have any questions about these Terms of Service, please contact us: